Join our growing family of Shell employees who are benefiting from our extensive experience and expertise in financial planning. With a client base that now surpasses 700 individuals, including current employees and retirees, we understand the unique challenges and opportunities that come with working at Shell. Our time-tested strategies are designed to help guide you towards achieving your financial goals with confidence and clarity.

We understand the importance of optimizing tax efficiency and cash flow management for our clients. With our specialized tax and cash flow strategies, we help you navigate the complexities of the tax code, identify potential deductions, and employ strategic financial structures aimed at optimizing your after-tax income potential.

For example, you will learn about making after-tax contributions to your Shell Provident plan. These contributions can then seamlessly transition into a Roth without incurring any tax consequences, regardless of your income level. It's important to note that this strategy is offered alongside the standard IRS contribution limits that apply to your plan.

Our advisors are held to the highest standards of professionalism, each hold designations and licenses that reflect their expertise. These qualifications ensure that our team possesses the knowledge and skills necessary to deliver trustworthy advice tailored to your unique financial needs. We take pride in upholding these standards, as they reflect our commitment to providing you with the most informed and reliable guidance for your financial journey. While most our advisors are not CPAs, they will coordinate closely with your own designated accountants. Our goal is to help you minimize tax liabilities and create a sustainable cash flow plan that aligns with your long-term financial objectives.

Leverage our in-depth knowledge of Shell’s benefit offerings including medical, disability and life insurance, Provident Fund, Benefit Restoration Plan (BRP), 80 Point Pension Plan, Accumulated Percentage Formula (APF) Plan, Global Employee Stock Purchase Plan (GESPP), Performance Share Plan (PSP), and Long-Term Incentive Plan (LTIP).

We recognize that these benefit programs can be complex, and maximizing their value is crucial for our clients' financial success. In some situations, the decision to delay a few weeks or retiring slightly earlier by a month can make a substantial financial difference—sometimes tens of thousands of dollars.

With personalized strategies and expert insights, our priority is to optimize the benefits available to Shell employees, encouraging them to make the most of their workplace offerings and achieve long-term financial objectives. Let us be your trusted partner in leveraging the full potential of your benefit programs or schedule a brief 30-minute TEAMs meeting with us, and we’ll demonstrate how you can unlock the full potential of your benefit programs.

Most retirement plans offer a limited selection of investment options for stocks and bonds along with the commonly used all-in-one target date retirement funds. Your 401(k) Provident Fund retirement account has the option of Fidelity’s BrokerageLink® which unlocks the ability to select from a much wider range of investment options and can be professionally managed. Many of our clients rely on us to manage their accounts through the BrokerageLink® which increases our ability to add value to their plan.

Your financial journey deserves a comprehensive investment management approach that takes into account your concentrated exposure to the energy sector. We also understand that each client has distinct goals and preferences. Our dedicated team of financial experts will collaborate closely with you to craft personalized strategies with the goal of addressing your individual needs, risk tolerance, and retirement aspirations. We are committed to guiding you towards a secure and fulfilling financial future.

A tailored financial plan is one that includes your targeted goals and milestones for each of the key areas of financial planning including cash flow, protection, taxes, retirement, investment, and estate. Our approach allows us to provide strategic guidance in each of these key areas around your unique values and aspirations.

One of the unique benefits Shell provides is the Learning Account Reimbursement. Shell offers $2,000 to current employees and $1,000 to retirees within their first year of retirement to cover the cost incurred for courses, seminars, conferences, and/or workshops you take that are of interest to you and are related to your retirement. Specifically, you can use these funds to cover the cost of working with a TruWealth financial advisor to develop your retirement plan. Our team members will guide you through the process to file for your reimbursements.

As Investment Advisor Representatives, our advisors have a fiduciary duty to always put the client first. Your financial well-being is our top priority, and we are dedicated to providing transparent and objective advice that aligns with your goals and values.

At our firm, our advisors are bound by the highest levels of professionalism and hold a range of designations that mirror their expertise. These credentials guarantee that our team has the education and skills to provide credible advice meticulously crafted around your financial journey. Our steadfast dedication to adhering to these benchmarks is a testament to our unwavering commitment to offer you well-informed and steadfast guidance. Let us help you define true wealth.